The information provided is intended to present a general overview for illustrative purposes only. It is not intended to constitute a binding contract or to be interpreted as an offer, promise, guarantee or contract of insurance. The material is not intended to establish any standards of care or to serve as legal advice appropriate for any particular factual situation. Only the relevant insurance policy provides the definitions, terms, coverages, amounts, conditions and exclusions. The terms as defined by the relevant policy of insurance supersede any language set forth herein. All products and services may not be available in all states.